buying process
1. Let’s chat!
Step one is simple: connect with me! This is where we’ll chat about your goals, timeline, and what you’re hoping for in your next move. Whether you’re buying, selling, or just exploring your options, I’ll help you understand the process and create a plan that fits you perfectly.
2. Get pre-approved
Once you’re ready to move forward, I can connect you with trusted local lenders. The right lender makes all the difference, not only in how smoothly your transaction goes, but also in how strong your offer looks to sellers.
3. The fun part—looking at houses!
I’ll work hard to help you find the perfect home, but no one knows your style and preferences better than you. Don’t hesitate to send me any listings that catch your eye. I’m happy to give feedback and help you decide if they’re worth pursuing.
4. Write your offer
I’ll help you determine the right offer price based on your buying power, the home, the level of competition, and available comparable sales. I’ll also advise you on additional terms that can help your offer stand out. Your job is simple: take it all in, enjoy the home, and decide if it feels right for you.
5. Inspections and repairs
I’ll help you set up any inspections you need, like a whole-home inspection, radon, sewer scope, or buried tank scan, and guide you through the findings. I’ll also help identify and negotiate any repairs, credits, or price adjustments so you feel confident moving forward.
6. Appraisal
If you’re financing your home, your lender will likely require a physical inspection and an appraisal by a state-licensed appraiser. Beyond confirming the home’s value, appraisers can also point out health or safety concerns. I’ll walk you through the appraisal process, explain any potential issues, and help you stay ahead so there are no surprises.
7. Signing
Once repairs are negotiated, the appraisal is complete, and your lender has given final approval, they’ll send the loan documents to escrow, the neutral third party in the transaction. I’ll guide you through signing with the escrow officer so everything goes smoothly and confidently.
8. Funding and recording
Signing your documents is a big moment, but you’re not officially a homeowner - yet! Once your lender funds the loan and escrow records the deed with the county, it’s official: the home is yours! I’ll be there to guide you through these final steps and celebrate this exciting milestone with you.